To provide lending, savings and other financial services to its qualifying members at terms generally better than available in the marketplace with a "service-based emphasis" that recognizes the members' status as owners.

Dividends and interest paid to members on approximately 13,215 deposit accounts held by approximately 13,051 members. direct labor and employee benefit costs incurred providing savings deposit services, originating new loans and servicing the loan portfolio for members. data processing costs incurred recording member accounts activity and providing access to members to their accounts via home banking, atm networks, and in person at the credit union.