The mission of the member-owned middletown area schools credit union is to provide quality financial services to its members while maintaining fiscal responsibility.

Direct labor and employee benefit costs incurred providing deposit services, originating new loans and servicing the loan portfolio for members. office occupancy and office operation expenses including utilities, depreciation, taxes, supplies, postage, communication and share draft expenses for the credit union's 1,180 members. professional and outside services including data processing, web site, visa, atm and audit expenses to service the credit union's 1,180 members.