To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service based emphasis that recognizes the members status as owners.

Dividends paid to members on approximately 18,000 deposit accounts held by approximately 12,000 members direct labor and employee benefit costs incurred providing savings deposit services, originating new loans, and servicing the loan portfolio of members data processing costs incurred recording member account activity and providing member's access to their accounts in person at credit union offices or electronic account access through home banking, atm networks, and visa debit and credit networks