To provide lending, savings, education, and other financial services to qualified members at terms generally better than available in the market place and with a service based emphasis that recognizes the members status as owners.

Dividends and interest paid to members on approximately 14,000 acounts held by 8,442 members. direct labor and employee costs incurrd providing saving deposit services, originating new loans and servicing the loan portfolio for members. data processing costs incurred recording member account activity and providing access to memebers to their accounts via home banking, atm newtworks and in person at the credit union.